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Payment Solutions & Gateways


Payment Cards

All InfoNet products are PCI Compliant and PA-DSS audited and certified.

We are also Chip&PIN (EMV) certified with Global Payments for in-store transactions. In addition, we are in the midst of completing Chip & PIN certification for pay at the pump transactions with Global Payments and in-store and pay at the pump transactions with Moneris Solutions. (October 2010)

 

 

All InfoNet products offer Integrated bank card processing.

Integrated, simply means the ability process a credit card or debit card payment through our POS system via a Chip & PIN enabled pinpad or a magstripe reader. This solution has significant benefits compared to using a separate Payment/POS terminal, whereby transactions are handled by our software and are both handled faster and easier by nature of the fact operator/cashier errors are eliminated as opposed to entering credit and debit card sales into a separate payment terminal.

The benefit of integrated processing is the following:

  1. Quicker processing of credit and debit card sales
  2. Better and increased customer sales throughput
  3. Elimination of human error (i.e. entering incorrect sales data into a separate payment terminal)
  4. Easier account reconciliations
  5. Improved audit trail

The following is a listing of the payment processors that InfoNet Technology is certified to utilize for integrated credit and debit card processing and Pay @ Pump.

Datacap Systems, Inc. develops and markets electronic payment interfaces that enable cash register and business system providers to add E-payments to their systems. Datacap's payment interfaces allow virtually any system, regardless of operating system or hardware platform, to easily submit credit, debit, check, EBT, house charge, gift and loyalty transactions to all major payment processors for authorization and settlement. Dial, Internet, VPN, and wireless communications services are supported.

Desjardins Group has proven itself to be a different kind of financial institution, motivated by the desire to provide its members with high-quality financial services and support community development. The Desjardins Integrated Payment Solution (DIPS) is an Internet IP technology based system linked to the Desjardins main computer allowing reduced transaction times.

Global Payments (NYSE: GPN) is one of the worldÆs largest transaction processors and offers worldwide, world-class electronic transaction processing services through our high speed, robust electronic information networks. Global Payments also provides comprehensive business-to-business payment card and processing services, such as money transfer, cash management, financial electronic data interchange, management information and reporting services.

Moneris Solutions is North America's leading processor of debit and credit card transactions. For businesses needing to accept card payments from its customers, Moneris offers a "single point of contact" for VISA, MasterCard, American Express, INTERAC Direct Payment, and all Point of Sale solutions - from in-store to mobile wireless to e-commerce.

MTXEPS, Inc. is a privately owned company that focuses solely on the growing electronic payments industry. MTXEPS is dedicated to producing the best in electronic payments software, and its premier product, WinEPS, is one of the the leading payment engines in the payments industry today. WinEPS is the most terminal independent, host independent, and POS independent payment engine available.

National Payment Card, LLC. is an electronic funds payment service bureau that interfaces with POS systems at gas stations. National Payment Card was formed to provide an alternative form of payment through the ACH (Automated Clearing House) network. National Payment Card is at the forefront of a new national payment system that substantially lowers gas station operators' processing costs compared with the current charges of credit and debit card companies. Our ACH Payment Card system turns existing cards, such as driver's licenses, loyalty cards or membership cards, into private label debit cards. National Payment Card's fuel payment solutions focus on changing the consumer's payment method through his/her instant gratification by the price roll-back at the pump. The price roll-back is funded by the station operator through the reduction in processing costs associated with traditional credit and debit card fees.

Radiant's TurboSwitch Gateway provides debit/credit processing over a broadband connection for quicker and more dependable transactions.

  • Transaction data is encrypted and transferred at high speed over a Radiant broadband connection to our data centre
  • The data can either go direct from the store to the processor, or be aggregated at your head office before being sent - we'll work how your business does
  • When debit/credit traffic is received at our data centre, it is immediately sent over a secure broadband connection to your payment processor for verification
  • Transaction is complete in as little as 4 seconds.

Infra Solutions is a company entirely dedicated to the transport of secure IP data.

  • Communications between corporate sites
  • Financial point of sales (POS) transactions with financial institutions
  • Employees to remotely access the corporate network in a secure fashion
  • Client or supplier access to the corporate network for extranet transactions